“КИЧИК БИЗНЕС СУБЬЕКТЛАРИНИ КРЕДИТЛАШНИ АМАЛДАГИ ҲОЛАТИ ВА ТАҲЛИЛИ”. Journal of Academic Research and Trends in Educational Sciences (November 24, 2024): 170–174. Accessed January 30, 2026. https://www.ijournal.uz/index.php/jartes/article/view/1585.