“КИЧИК БИЗНЕС СУБЬЕКТЛАРИНИ КРЕДИТЛАШНИ АМАЛДАГИ ҲОЛАТИ ВА ТАҲЛИЛИ” (2024) Journal of Academic Research and Trends in Educational Sciences, pp. 170–174. Available at: https://www.ijournal.uz/index.php/jartes/article/view/1585 (Accessed: 1 May 2025).